Privacy Policy

What Affordable Healthcare Texas collects, who receives it, how it's used, and your choices.

Last updated: October 19, 2026

Who handles your information

Affordable Healthcare Texas is a website that helps Texas households compare alternatives to health insurance. Inquiries from this site are received and handled by Beacon Health Benefits, the advisory firm that calls, texts or emails you back about your request. When this policy says "we," it means Affordable Healthcare Texas and Beacon Health Benefits acting on your request.

Information we collect

Information you give us

When you submit a form, call or email, we collect what you choose to share, usually:

  • Your name, phone number and email address
  • Your ZIP code and town
  • Household details that set prices: who needs care, the oldest person's age, tobacco use, and when your current plan ends
  • Anything you write in the message box

Please keep messages general. You don't need to describe medical conditions to ask a question, and please don't send Social Security numbers, bank details or card numbers through the site.

Information collected automatically

Like most websites, this site records basic technical details when you visit: IP address, browser and device type, pages viewed, and the site or search that sent you. This comes from cookies and similar technologies.

Call and form tracking

We use a call and form tracking service to learn which pages produce inquiries. When you call a number on this site, that service may record the number you dialed, your number, the date, time and length of the call, and the marketing source of your visit. Calls may be answered by an automated virtual receptionist and may be recorded; you'll be told at the start of a recorded call.

How we use it

  • To respond to your request and arrange a phone conversation
  • To explain the options that may fit your household and give you prices
  • To follow up on a conversation you asked for
  • To keep records of our communications
  • To measure which pages and sources bring inquiries, and improve the site
  • To meet legal and regulatory obligations

Calls and texts

By submitting a form you ask Beacon Health Benefits to contact you about your request by phone, text or email, which may include automated calls or texts. Consent isn't a condition of any purchase; you can call us instead. Reply STOP to any text to stop texts, or ask us to stop calling at any time.

How we share information

We don't sell your personal information. We share it only:

  • With Beacon Health Benefits, which receives every inquiry from this site and handles the callback.
  • With your permission, with a program or practice you ask to join (for example a health sharing program, a primary care practice or a discount plan), limited to what's needed for that request.
  • With service providers that run our hosting, forms, call tracking, email and analytics, who may use it only to provide those services.
  • For legal reasons, when required by law or to protect rights and safety.
  • In a business transfer, if the business is sold or reorganized.

See our Referral Marketing Disclosure for how we may be paid.

Your choices

You can block cookies in your browser. You can ask what information we hold about you, ask us to correct it, or ask us to delete it; we'll do so unless we must keep a record for legal reasons, and we'll tell you if so. Marketing emails, if we ever send them, include an unsubscribe link.

Children

This site is for adults. We don't knowingly collect information from anyone under 18.

Security and retention

We take reasonable steps to protect what you share and limit who can see it. No system is completely secure, so share only what's needed and use the phone for anything sensitive. We keep inquiry records for up to five years after our last contact, or longer if the law or a program's record rules require, then delete or anonymize them.

Changes

We may update this policy. The date at the top shows the current version.

Questions about this page? Call (214) 307-8614 or email contact@affordablehealthcaretexas.com and we'll get back to you.

Health care sharing
Health care sharing ministries are not insurance and are not regulated as insurance. Sharing of medical expenses is voluntary and not guaranteed. Review each organization's guidelines for details, limitations, and state-specific notices.

Texas notice (Texas Insurance Code § 1681.002)
Texas law requires a health care sharing ministry to give this notice on or with its applications and guideline materials: “Notice: This health care sharing ministry facilitates the sharing of medical expenses and is not an insurance company, and neither its guidelines nor its plan of operation is an insurance policy. Whether anyone chooses to assist you with your medical bills will be totally voluntary because no other participant will be compelled by law to contribute toward your medical bills. As such, participation in the ministry or a subscription to any of its documents should never be considered to be insurance. Regardless of whether you receive any payment for medical expenses or whether this ministry continues to operate, you are always personally responsible for the payment of your own medical bills. Complaints concerning this health care sharing ministry may be reported to the office of the Texas attorney general.” Health care sharing is not Minimum Essential Coverage.

Direct primary care
Direct primary care is a membership with a primary care practice. Under Texas law (Texas Occupations Code § 162.253), a direct primary care medical service agreement is not health or accident insurance and is not regulated by the Texas Department of Insurance. A DPC membership does not pay for specialists, hospital care or emergencies, and it is not Minimum Essential Coverage.

Discount plans
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. A discount health care program is NOT insurance (Texas Insurance Code ch. 562). It provides discounts at participating providers and does not make payments to providers; the member pays the entire discounted rate. The program does not guarantee the quality of the services or products offered by individual providers. Discount program operator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. Discount plans are not ACA Qualified Health Plans.

How we're paid
We may receive compensation from some organizations we recommend. This does not change our evaluation of how they work. See our Referral Marketing Disclosure.

Not advice
This page is general information, not medical, legal, tax or financial advice. Prices are examples, not quotes; they depend on your household and can change. Affordable Healthcare Texas is not an insurance agency and does not sell insurance. We help individuals and families explore alternatives to insurance, including direct primary care, health care sharing and discount plans.