Referral Marketing Disclosure

How this site works and how we may be paid, in plain language.

Last updated: October 19, 2026

How this site works

affordablehealthcaretexas.com is a marketing and education website. When you submit a form or call, your request goes to our advisory team so an advisor can call you back. Our Privacy Policy names the firm that handles inquiries.

How we're paid

We don't charge you. We may receive compensation from some organizations we recommend, including the health sharing program, primary care membership and discount plans discussed on this site, when someone joins. This does not change our evaluation of how they work, and our pages describe their limits.

What this means for you

  • You'll know who we work with. Our guides name the programs we recommend and label them as partners.
  • We don't represent every option. Other programs exist, and our comparison pages include some we don't work with. You can also compare insurance at HealthCare.gov.
  • Ask about compensation. If you want to know whether we'd be paid if you chose a particular option, ask. We'll tell you.
  • Read the official documents before you join anything.

Local facts aren't endorsements

Our regional guides name hospitals and, in places, other local facilities for location and context. None of them is our partner, and we aren't paid by them.

Advertising and measurement

This site may appear in search results or ads. We use call tracking and analytics to see which pages produce inquiries. That's measurement only; it doesn't change what you're told.

Questions about this page? Call (214) 307-8614 or email contact@affordablehealthcaretexas.com and we'll get back to you.

Health care sharing
Health care sharing ministries are not insurance and are not regulated as insurance. Sharing of medical expenses is voluntary and not guaranteed. Review each organization's guidelines for details, limitations, and state-specific notices.

Texas notice (Texas Insurance Code § 1681.002)
Texas law requires a health care sharing ministry to give this notice on or with its applications and guideline materials: “Notice: This health care sharing ministry facilitates the sharing of medical expenses and is not an insurance company, and neither its guidelines nor its plan of operation is an insurance policy. Whether anyone chooses to assist you with your medical bills will be totally voluntary because no other participant will be compelled by law to contribute toward your medical bills. As such, participation in the ministry or a subscription to any of its documents should never be considered to be insurance. Regardless of whether you receive any payment for medical expenses or whether this ministry continues to operate, you are always personally responsible for the payment of your own medical bills. Complaints concerning this health care sharing ministry may be reported to the office of the Texas attorney general.” Health care sharing is not Minimum Essential Coverage.

Direct primary care
Direct primary care is a membership with a primary care practice. Under Texas law (Texas Occupations Code § 162.253), a direct primary care medical service agreement is not health or accident insurance and is not regulated by the Texas Department of Insurance. A DPC membership does not pay for specialists, hospital care or emergencies, and it is not Minimum Essential Coverage.

Discount plans
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. A discount health care program is NOT insurance (Texas Insurance Code ch. 562). It provides discounts at participating providers and does not make payments to providers; the member pays the entire discounted rate. The program does not guarantee the quality of the services or products offered by individual providers. Discount program operator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. Discount plans are not ACA Qualified Health Plans.

How we're paid
We may receive compensation from some organizations we recommend. This does not change our evaluation of how they work. See our Referral Marketing Disclosure.

Not advice
This page is general information, not medical, legal, tax or financial advice. Prices are examples, not quotes; they depend on your household and can change. Affordable Healthcare Texas is not an insurance agency and does not sell insurance. We help individuals and families explore alternatives to insurance, including direct primary care, health care sharing and discount plans.