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DFW · Texas
Affordable Healthcare in Dallas–Fort Worth
Dallas, Fort Worth, Arlington, Plano, Frisco, McKinney, Irving and Denton. The biggest metro in Texas, and a lot of people who work for themselves.
- Free, no obligation
- Not an insurance agency
- Honest about the limits
Thanks, we've got it.
We'll look at direct primary care options in your area and contact you with your estimate.
Prefer to talk now? Call (214) 307-8614Buying your own plan in Dallas–Fort Worth
North Texas has some of the largest hospital systems in the state, and it doesn't make buying your own plan any cheaper. Texas individual-plan prices rose about 34.7% on average for 2026, and insurers proposed about 13.1% more for 2027, before any tax credit (source).
Most DFW households who call us don't have an employer plan: consultants and contractors in Collin County, real-estate and mortgage people, owner-operators, airline and logistics contractors, and couples who retired before 65.
Cities we help in Dallas–Fort Worth
- Dallas · Dallas County
Home to Parkland Health, UT Southwestern Medical Center, Baylor University Medical Center and Texas Health Presbyterian. - Fort Worth · Tarrant County
JPS Health Network, Texas Health Harris Methodist Fort Worth and Cook Children's are near downtown. - Arlington and Grand Prairie · Tarrant and Dallas counties
Between the two big cities, with hospitals from Texas Health and Medical City in Arlington. - Plano, Frisco and McKinney · Collin County
Fast-growing northern suburbs with many small-business owners and consultants. - Irving and Grapevine · Dallas and Tarrant counties
Near DFW Airport; many airline, logistics and contract workers. - Denton · Denton County
A college town north of the metro, with Texas Health and Medical City hospitals. - Mesquite and Garland · Dallas County
Eastern suburbs where many households work in trades and logistics.
Don't see your town? We help anywhere in Texas. Tell us where you are.
Outline simplified. This region is highlighted; tap another region's city to open its guide.
Long commutes and busy schedules: a doctor by phone
In DFW, an office visit can mean an hour of driving and a morning off work. Most of what people go to a primary care office for (a sinus infection, a rash, a refill, a question about a lab result) can be handled by phone or video.
The pairing we most often recommend includes a virtual primary care membership: same-day virtual appointments and access around the clock, with no copay per visit. For hands-on care, you go to a local clinic or urgent care as a self-pay patient, and big eligible bills go through health sharing.
It isn't for everyone. If you want the same doctor in person every time, a local direct primary care practice may suit you better, and we'll talk through how that fits.
Who it fits here, and who should stay on insurance
Usually a good fit: healthy individuals and families who buy their own plan, self-employed people, early retirees under 65, and households whose income is too high for much Marketplace help.
Usually better on insurance: anyone who qualifies for Texas Medicaid or CHIP, anyone with a serious ongoing condition who needs it paid for in year one, anyone planning a pregnancy in the next nine months, anyone who needs regular mental-health therapy, and anyone whose tax credit makes an ACA plan cheap.
In this region specifically: If you or your spouse can get a good plan through a large employer (a hospital system, an airline, a school district or a bank), compare it before you drop it.
Not sure which side you're on? Tell us about your household or call (214) 307-8614.
Illustrative example · October 2026
Single Plano software contractor, age 34
$179.56 /month
Member only, oldest member 30–39, $2,500 Initial Unshareable Amount per Need, non-tobacco. Combined medical cost sharing + virtual primary care membership. Optional dental savings plan from $8.95/month. Not a quote; your amount depends on your household.
Questions we hear from this region
Can I use Parkland, Baylor Scott & White or Texas Health hospitals with health sharing?
Yes. Health sharing doesn't use a provider network, so members can use any licensed provider. You pay as a self-pay patient, then submit eligible bills. Ask for the self-pay price, and call the sharing program before planned care.
Is there a direct primary care practice near me in DFW?
Many DFW practices offer DPC memberships. Our standard pairing uses a virtual membership that works anywhere in Texas. If you'd rather have a local practice, tell us and we'll talk through how it fits with health sharing.
Is this health insurance?
No. Health care sharing and direct primary care are alternatives to insurance. Sharing is voluntary and not guaranteed, and it isn't Minimum Essential Coverage. Texas has no state penalty for going without insurance.
Other regions: Houston & the Gulf Coast · Austin & Central Texas · San Antonio & the Hill Country · South Texas & the Rio Grande Valley · West Texas & El Paso · the Panhandle & South Plains · East Texas
Read more: every option compared · what it costs · health sharing in Texas · direct primary care
Sources
Compare your options in Dallas–Fort Worth
Tell us who needs care and what you pay now. We'll walk you through the options, including when insurance is the better fit.
Free, no obligation. Texas households only.